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Insurance for orchestral musicians and their instruments
Orchestral insurance from Orchestralguard covers:
- Accidental damage, theft and loss
Covers your instruments against being stolen, accidentally damaged or lost
- Instrument breakdown
Similar to an extended warranty. This covers your instruments against failure due to a mechanical or constructional fault*
- Public Liability Insurance
You can choose from £1 million, £2 million or £5 million of Public Liability - essential if you're playing in public
- New-for-old and diminution of value
We replace damaged or stolen instruments on a new-for-old basis, and will also compensate you for the loss in value of your instruments following our repair of an accidental damage claim**
- Flexibility of cover
You can choose cover for the UK, Europe and worldwide, and you can also cover instruments and equipment against theft whilst in a vehicle
- Instrument hire
So that you can keep playing during a claim, we can arrange for the hire of replacement instruments until yours are repaired or replaced***
* Breakdown claims are subject to a £50 excess for each and every item.
** Rare and vintage items covered by valuation. Maximum claim up to the value you insure the item for.
*** Subject to an approved claim.
Why choose Orchestralguard
Orchestralguard have been insuring musicians since 1997, and we believe that flexibility is the key to great customer service – so Orchestralguard is designed so that you create your own cover. This means you get the cover you really want and don't have to pay for options you'll never need.
Very often orchestral instruments are not covered under a typical home contents policy particularly if you play outside of the home or play for money. There is often a limit on the value of the item and many insurers don't cover for loss of value of you instrument after an accident or repair.
Orchestralguard musical instrument insurance is suitable for amateur and professional musicians. If you need insurance for children, have a look at our Orchestralguard 4 kids policy.
We make it easy for you
You can get a quote in a few seconds, and a policy in a few minutes. Choose the cover levels and options that best suit your requirements, safe in the knowledge that you can change you mind if you find it's not suitable.
As an Orchestralguard customer, you can manage, change and renew your policy online at the time that suits you, or you can contact our call centre who will be happy to help.