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Orchestralguard believe that flexibility is the key to great customer service – so Orchestralguard is designed so that you create your own cover. This means you get the cover you really want and don’t have to pay for options you’ll never need.

Very often orchestral instruments are not covered under a typical home contents policy particularly if you play outside of the home or play for money. There is often a limit on the value of the item and many insurers don’t cover diminution of value (where your instrument is worth less after an accident or repair).

Orchestralguard musical instrument insurance is suitable for amateur and professional musicians. If you need insurance for children, have a look at our Orchestralguard 4 kids policy.

Reasons to choose Orchestralguard

  • We guarantee the best price – there’s no need to hunt the web for quotes
  • Flexible cover options – you create the cover you want
  • We cover over £80 million of equipment for over 10,000 musicians
  • Our easy to use site makes it simple!

“Double the Difference” – our price guarantee

We’ll give you double the difference if you find the same or better cover at a lower price!

We’re not afraid to put our money where our mouth is… If you find the same or better insurance cover at a lower price within 28 days of taking out the policy with us, we’ll refund double the difference.

Why buy Orchestral equipment insurance

As well as the personal sentiment of having an instrument stolen or damaged, without insurance you could be left seriously out of pocket. The benefit of insuring your instruments with Orchestralguard is that with our ‘create your own cover’ system you can save money by only paying for the insurance you want. Here are just some of the benefits to choose from with Orchestralguard:

  • Theft, Loss and Accidental Damage Cover as standard.
  • Cover where you need it – insure anywhere in the UK, EU or even worldwide.
  • Cover for Theft from a Vehicle – cover whilst your property is in your vehicle.
  • Breakdown Cover – cover against mechanical or constructional failure.
  • Create your own cover – We offer complete flexibility you can select the combination of options and additional benefits that best suit your requirements.

Orchestral equipment insurance – an unnecessary expense?

Even with a high quality repair orchestral Instruments may be considered less valuable after they have been damaged and repaired. Our policies cover for any loss of value (diminution) following a damage repair claim to your instrument. You will also have the peace of mind knowing if you have an accident whilst playing or using your equipment you have cover up to £10,000 personal accident cover.

Ensure your audiences are covered too. We provide the option of public liability cover for all our policyholders with the limits of £1m, £2m or £5m available.

Create your
own cover!

Cover options

  • UK cover
  • EU cover
  • Worldwide cover
  • Public Liability
  • Personal accident
  • In vehicle cover
  • Breakdown cover
  • Associate cover