Brass band insurance from Orchestralguard
Orchestralguard is an excellent choice for brass bands or military bands looking for group insurance. Our flexible cover options mean you won't pay more for your band insurance than you should - if you don't need public liability insurance, you shouldn't have to pay for it twice!
Orchestralguard isn't just suitable for brass bands and military bands - we provide insurance for orchestras, ensembles and a whole host of orchestral instruments like:
- Cor anglais
- Double bass
- Double horn
- French horn
- Hand bell
- Viola d'amore
- Viola da gamba
Why would brass bands need insurance?
A typical brass band will have around 20-30 members, each with their own instrument. The cost of the instruments themselves could be significant - if the band didn't have insurance, would it be able to replace all those items if they were stolen or damaged? You may argue that not all brass bands carry the entire catalogue of instruments in a single vehicle...but some do and it's those that carry an increased risk.
The other element of course is public liability insurance which protects band members against third party claims. Say for instance that your brass band was playing in a shopping centre at Christmas time and mid way through your excellent and festive rendition of Jona Lewie's 'Stop the Cavalry' a member of the public fell over an instrument case and broke their arm. That person could seek compensation from you - and these claims can be for fairly serious amounts of money.
Each member of the band can have a different level of public liability insurance or you can choose that each person has the same level. You can choose:
- £1 million
- £2 million
- £5 million
Each public liability extension also has the benefit of personal accident cover, so you receive a sum of money should a band member injure themselves whilst using their instrument.
You can get a brass band insurance quote right now - online and in seconds. You can even save your quote and send it to other email addresses!